Insurance Coverage
for Optometrists

Whether you own an optometry practice, or you work as an optometrist at another practice, proper insurance coverage is a necessity to protect you in the event of unpredictability in the field. As an optometrist, you are held to a high standard of care for all patients. However, even the most thorough practices could potentially lead to a malpractice lawsuit.

Learn More About Insurance
Plans We Offer

Although no one can see what the future holds, it is better to be prepared with insurance coverage in the event that you may need it. Optometrists who own a practice in South Carolina may be interested in a business owner's policy, as well as professional liability insurance (malpractice). Safeguard your practice and employees with insurance policies through The General Agency. If you are an optometrist in need of an affordable insurance plan in South Carolina, contact The General Agency today.

Insurance Plans Offered
for Optometrists

Professional Liability Insurance (Malpractice)

Protects you in the event of liability suits resulting from professional services or acts and omissions from you or your employees for whom you are legally responsible.
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Business Owner's Policy

This comprehensive policy can provide all of the property and general liability coverage needed to protect your practice while avoiding costly protection gaps or overlaps.
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Workers' Compensation

Designed to provide employees with medical expenses and loss of wages resulting from a work-related injury, in addition to providing employers' liability for any legal obligation the employer may be responsible for relating to an employee injury. Worker's Compensation is required in South Carolina if you employ four or more employees (part-time or full time).
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Cyber Liability Insurance

In the cyber age, even small businesses need to be aware of the dangers of data breaches, stolen information, and security hacks.
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Disability Income Insurance

Your ability to earn an income is your most important asset. Most people insure their lives, homes and automobiles, but fail to insure against income loss due to a disability. We offer short term and long-term coverages to fit your needs.
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Business Overhead Expense Insurance

Designed to pay the actual overhead expenses incurred to keep your office running should you become disabled due to an injury or sickness.
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Flood Insurance

Provides insurance coverage for your business and its contents in the event of a flood.
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Hospital Indemnity Insurance

Used when basic medical insurance does not pay for all hospitalization expenses. This insurance supplements your current medical coverage and helps pay your out-of-pocket expenses.
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Long-Term Care

Provides a monthly benefit when an individual requires skilled, intermediate or custodial care in a nursing facility or care at home.
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Term Life

Pays a benefit to beneficiaries in the event of your death while the insurance is in force.
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Personal Umbrella Liability Coverage

Adds an extra level of personal insurance protection, in addition to auto, business or home insurance policies.
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